Wednesday, August 22, 2012

Victim of a scam? Here's what to do

If you find yourself the victim of an identity theft scam, what can you do?
Follow these steps to begin the process of reclaiming your identity and to prevent financial loss.

Immediately contact the police and file a report about the scam and who was involved. They may be able to catch the person or persons responsible.

If you gave out financial information such as credit card or bank information, immediately contact your bank and inform them of when the information was given out and have them check your accounts. They may also offer ideas on how to stop illegitimate payments from your accounts.

Contact the three major credit agencies and have them put a fraud alert on your credit account. Contact them at the following numbers:
Equifax: 800-685-111
Experian: 888-397-3742
TransUnion: 800-888-4213

Contact the Federal Trade Commission and file an identity theft complaint. You can call them at 877-438-4338 or file a complaint online at http://ftccomplaintassistant.gov/

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